Compaq HP10BII Le manuel du propriétaire

檔名: title_FRENCH-050105.doc 頁碼: 第 1/2 頁

hp 10BII calculatrice financière

Manuel d’utilisation

Édition 1

Référence HP F1902-90002

檔名: 10BII_FRENCH(MP01-2)-041029(Print) 頁碼: 第 2/2 頁

Avis

ENREGISTRER VOTRE PRODUIT A: www.register.hp.com

CE MANUEL ET LES EXEMPLÉS STIPULES DANS LES PRÉSENTES

SONT FOURNIS TELS QUELS ET PEUVENT ÊTRE MODIFIÉS SANS

PRÉAVIS. HEWLETT-PACKARD COMPANY N’OFFRE AUCUNE

GARANTIE CONCERNANT CE MANUEL, Y COMPRIS MAIS NON

LIMITÉE AUX GARANTIES IMPLICITES DE COMMERCIALISATION,

DE NON-VIOLATION ET DE D’APTITUDE À UN EMPLOI

PARTICULIER.

HEWLETT-PACKARD CO. N’ENDOSSE AUCUNE RESPONSABILITÉ

QUANT AUX ERREURS OU DOMMAGES INDIRECTS OU

ACCESSOIRES LIÉS À L’APPROVISIONNEMENT, LA

PERFORMANCE OU L’EMPLOI DE CE MANUEL OU DES

EXEMPLES QU’IL CONTIENT.

Company, L.P. Toute reproduction, adaptation ou traduction dudit manuel

est interdite à moins d’avoir obtenu au préalable le consentement écrit de

Hewlett-Packard Company, sauf conformément aux lois de droits d’auteur.

Hewlett-Packard Company

4995 Murphy Canyon Rd,

Suite 301

San Diego,CA 92123

Historique d’impression

Edition 1 Mai 2003

Calculatrice HP 10BII - Bienvenue 3

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4 Calculatrice HP 10BII - Bienvenue

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Contenu 5

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10B.book Page 5 Sunday, June 25, 2000 12:56 PM

6Contenu

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Contenu 7

5 53 Calculs financiers sur des flux constants

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7 91 Calculs statistiques

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8Contenu

8 101 Exemples supplémentaires

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Contenu 9

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B 139 Calculs supplémentaires

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C 147 Messages

149 Index

10B.book Page 9 Sunday, June 25, 2000 12:56 PM

10B.book Page 10 Sunday, June 25, 2000 12:56 PM

11Un coup d’œil…

Un coup d’œil…

6LYRXVFRQQDLVVH]GpMjFHW\SHGHFDOFXODWHXURXOHVFRQFHSWVILQDQFLHUV

FHWWHVHFWLRQGXPDQXHOYRXVHVWGHVWLQpH8WLOLVH]ODFRPPHUpIpUHQFH

/HUHVWHGXPDQXHOGpYHORSSHHWH[SOLTXHOHVFRQFHSWVSUpVHQWpVLFL

Utilisation de base

Touches : Affichage : Description :

0,00

$OOXPHOHFDOFXODWHXU

[touche préfixe

orange]

0,00

$IILFKHOHWpPRLQ

SUpIL[H

SHIFT

0,00

$UUrWHOHPRGHSUpIL[H

12_

(IIDFHOHGHUQLHU

FDUDFWqUH

0,00

(IIDFHO·DIILFKDJH

0,00

(IIDFHODPpPRLUH

VWDWLVWLTXH

0,00

(IIDFHWRXWHOD

PpPRLUH

(WHLQWOHFDOFXODWHXU

10B.book Page 11 Sunday, June 25, 2000 12:56 PM

12 Un coup d’œil…

Pourcentages—Un coup d’œil…

$MRXWH]j

7URXYH]ODPDUJHVDFKDQWTXHOHFRWHVWGHHWOHSUL[GHYHQWHGH



6LOHFRWHVWHWVLRQ\DMRXWHXQHPDUJHGHTXHOHVWOHSUL[

GHYHQWH"

3RXUFHQWDJH

&RW

3UL[

0DUJH

0DUJHDMRXWpH

Touches : Affichage : Description :

17,50

6DLVLWOHQRPEUH

20,13

$MRXWH

15,00

6DLVLWOHFRW

22,00

6DLVLWOHSUL[

31,82

&DOFXOHODPDUJH

20,00

6DLVLWOHFRW

33,00

6DLVLWODPDUJHDMRXWpH

26,60

&DOFXOHOHSUL[

10B.book Page 12 Sunday, June 25, 2000 12:56 PM

Un coup d’œil… 13

Touches mémoire—Un coup d’œil…

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FRQVWDQWH

(QUHJLVWUH]GDQVOHUHJLVWUHSXLVUDSSHOH]OH

(QUHJLVWUHXQHRSpUDWLRQFRQVWDQWH

(QUHJLVWUHXQHYDOHXUGDQVOHUHJLVWUH0HPSODFHPHQWGH

ODPpPRLUH

5DSSHOOHXQHYDOHXUGXUHJLVWUH0

$MRXWHXQHYDOHXUDXQRPEUHVWRFNpGDQVOHUHJLVWUH0

(QUHJLVWUHXQHYDOHXUGDQVXQUHJLVWUHQXPpURWp

5DSSHOOHXQHYDOHXUG·XQUHJLVWUHQXPpURWp

Touches : Affichage : Description :

7,00

(QUHJLVWUH©ïª

FRPPHRSpUDWLRQ

FRQVWDQWH

119,00

0XOWLSOLHï

154,00

0XOWLSOLHï

175,00

0XOWLSOLHï

519,00

(QUHJLVWUHGDQVOH

UHJLVWUH

0,00

(IIDFHO·DIILFKDJH

519,00

5DSSHOOHOHUHJLVWUH

10B.book Page 13 Sunday, June 25, 2000 12:56 PM

14 Un coup d’œil…

Calculs d’intérêt composé (TVM – Time Value

of Money)—Un coup d’œil…

6DLVLVVH]TXDWUHGHVFLQTYDOHXUVHWFKHUFKH]ODFLQTXLqPH

8QVLJQH©PRLQVªUHSUpVHQWHXQYHUVHPHQWO·DUJHQWUHoX

HVWSRVLWLI

6LYRXVHPSUXQWH]39YDOHXUDFWXHOOHSHQGDQWPRLV1j

G·LQWpUrW,<5TXHOOHHVWO·pFKpDQFHPHQVXHOOH"

3DVVH]HQPRGH(QG$SSX\H]VXU

HmVLOHWpPRLQBEGINHVWDIILFKp

1RPEUHG·pFKpDQFHV

,QWpUrWSDUDQ

9DOHXUDFWXHOOH

(FKpDQFH

9DOHXUIXWXUH

0RGH©%HJLQªRX©(QGª

0RGH©1RPEUHG·pFKpDQFHVSDUDQª

Touches : Affichage : Description :

12,00

'pILQLWOHQRPEUH

G·pFKpDQFHVSDUDQ

360,00

6DLVLWOHQRPEUH

G·pFKpDQFHV

10,00

6DLVLWO·LQWpUrWSDU

DQQpH

14.000,00

6DLVLWODYDOHXUDFWXHOOH

0,00

6DLVLWODYDOHXUIXWXUH

–122,86

&DOFXOHO·pFKpDQFHHQ

FDVG·pFKpDQFHHQILQ

GHSpULRGH

10B.book Page 14 Sunday, June 25, 2000 12:56 PM

Un coup d’œil… 15

Calculs d’intérêts composés (TVM) –

Simulations—Un coup d’œil…

,OQ·HVWSDVQpFHVVDLUHGHVDLVLUjQRXYHDXOHVYDOHXUV790

SRXUFKDTXHH[HPSOH(QXWLOLVDQWOHVYDOHXUVTXHYRXV

YHQH]GHVDLVLUSDJH TXHOOHHVWODVRPPHTXHYRXV

GHYH]HPSUXQWHUVLYRXVGpVLUH]XQHpFKpDQFHGH"

&RPELHQSRXYH]YRXVHPSUXQWHUDYHFXQWDX[G·LQWpUrWGH"

Touches : Affichage : Description :

–100,00

6DLVLHGHODQRXYHOOH

pFKpDQFHXQ

YHUVHPHQWHVWQpJDWLI

11.395,08

&DOFXOHOHPRQWDQWTXH

YRXVSRXYH]

HPSUXQWHU

9,50

6DLVLHGXQRXYHDXWDX[

G·LQWpUrW

11 892,67

&DOFXOHODQRXYHOOH

YDOHXUDFWXHOOHSRXU

XQHpFKpDQFHGH

HWXQLQWpUrWGH



10,00

6DLVLWjQRXYHDXOHWDX[

G·LQWpUrWRULJLQDO

14.000,00

6DLVLWjQRXYHDXOD

YDOHXUDFWXHOOH

RULJLQDOH

–122,86

&DOFXOHO·pFKpDQFH

RULJLQDOH

10B.book Page 15 Sunday, June 25, 2000 12:56 PM

16 Un coup d’œil…

Amortissements—D’un seul coup d’œil…

$SUqVOHFDOFXOG·pFKpDQFHSUpFpGHQWjO·DLGHGX790

VDLVLVVH]OHVSpULRGHVjDPRUWLUSXLVDSSX\H]VXUODWRXFKH

H!$SSX\H]HQVXLWHVXU= SRXUDIILFKHUWRXUjWRXUO·LQWpUrW

OHFDSLWDOHWOHVYDOHXUVGXVROGHUHVSHFWLYHPHQWLQGLTXpV

SDUOHVWpPRLQV

PRININTHWBAL

(QXWLOLVDQWOHVGRQQpHVGHO·H[HPSOH790SUpFpGHQW

SDJH FDOFXOH]O·DPRUWLVVHPHQWVXUXQHpFKpDQFHSXLVVXUXQHVpULH

G·pFKpDQFHV

&DOFXOH]O·DPRUWLVVHPHQWGHODHpFKpDQFHGXSUrW

$PRUWLVVH]GXHUDX

SDLHPHQWVXUOHSUrW

Touches : Affichage : Description :

20,00

6DLVLWODSpULRGHj

DPRUWLU

20 – 20

$IILFKHODSpULRGHj

DPRUWLU

–7,25

$IILFKDJHGXFDSLWDO

–115,61

$IILFKDJHGHO·LQWpUrW

XQYHUVHPHQWHVW

QpJDWLI

13.865,83

$IILFKDJHGXVROGH

12_

6DLVLWODVpULH

G·pFKpDQFHVjDPRUWLU

1 – 12

$IILFKHODVpULHGH

SpULRGHVSDLHPHQWV

–77,82

$IILFKDJHGXFDSLWDO

–1,396,50

$IILFKDJHGHO·LQWpUrW

XQYHUVHPHQWHVW

QpJDWLI

13.922,18

$IILFKHOHVROGH

10B.book Page 16 Sunday, June 25, 2000 12:56 PM

Un coup d’œil… 17

Conversions de taux d’intérêt—D’un seul coup

d’œil…

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HIIHFWLIVDLVLVVH]OHWDX[FRQQXHWOHQRPEUHGHSpULRGHVSDU

DQSXLVUHFKHUFKH]OHWDX[LQFRQQX

7URXYH]OHWDX[G·LQWpUrWDQQXHOHIIHFWLIG·XQLQWpUrWQRPLQDOGH

FRPSRVpPHQVXHOOHPHQW

,QWpUrWQRPLQDOHQSRXUFHQWDJH

,QWpUrWHIIHFWLIHQSRXUFHQWDJH

1RPEUHGHSpULRGHVSDUDQ

Touches : Affichage : Description :

10,00

6DLVLWOHWDX[QRPLQDO

12,00

6DLVLWOHQRPEUH

G·pFKpDQFHVSDUDQ

10,47

&DOFXOHO·LQWpUrWDQQXHO

HIIHFWLI

10B.book Page 17 Sunday, June 25, 2000 12:56 PM

18 Un coup d’œil…

Taux de revenu interne (IRR/YR) et valeur

actuelle (NPV)—Un coup d’œil…

6XSSRVRQVXQYHUVHPHQWLQLWLDOGHVXLYLGHYHUVHPHQWVPHQVXHOV

GHHWTXHOHVWOHWDX[GHUHYHQXLQWHUQH

DQQXHO,55<5"4XHOOHHVWODYDOHXU,55SDUPRLV"

4XHOOHHVWOH139VLOHWDX[G·HVFRPSWHHVWGH"

1RPEUHGHSpULRGHVSDUDQSDUGpIDXW

)OX[ILQDQFLHUVPD[LPXP©MªGpVLJQHOHQXPpURGXIOX[

1RPEUHGHIRLVFRQVpFXWLYHVROHIOX[©MªDSSDUDvW

7DX[GHUHYHQXLQWHUQHDQQXHO

9DOHXUDFWXHOOHQHWWH

Touches : Affichage : Description :

0,00

(IIDFHWRXWHODPpPRLUH

12,00

'pILQLWOHQRPEUHG·pFKpDQFHV

SDUDQ

–40.000,00

6DLVLWOHYHUVHPHQWLQLWLDO

4.700,00

6DLVLWOHSUHPLHUIOX[

7.000,00

6DLVLWOHVHFRQGIOX[

2,00

6DLVLWOHQRPEUHGHIRLV

FRQVpFXWLYHVROHIOX[DSSDUDvW

23.000,00

6DLVLWOHWURLVLqPHIOX[

15,96

&DOFXOHODYDOHXU,55<5

1,33

&DOFXOHODYDOHXU,55PHQVXHO

 10,00

6DLVLWODYDOHXU,<5

622,85

&DOFXOH139

10B.book Page 18 Sunday, June 25, 2000 12:56 PM

Un coup d’œil… 19

Statistiques—Un coup d’œil…

(QXWLOLVDQWOHVGRQQpHVVXLYDQWHVWURXYH]OHVPR\HQQHVGH[HW\OHV

pFDUWVW\SHVpFKDQWLOORQVGH[HW\HWO·RUGRQQpHjO·RULJLQHGH\HWOD

SHQWHGHSUpYLVLRQGHUpJUHVVLRQOLQpDLUH3XLVXWLOLVH]OHVVWDWLVWLTXHVGH

VRPPDWLRQSRXUWURXYHUQHW

Σ

[\

*

(IIDFHOHVUHJLVWUHVVWDWLVWLTXHV

nombre

6DLVLWOHVGRQQpHVVWDWLVWLTXHVjXQH

YDULDEOH

nombre

6XSSUHVVLRQGHVGRQQpHVVWDWLVWLTXHVj

XQHYDULDEOH

nombre1

nombre2 6DLVLWOHVGRQQpHVVWDWLVWLTXHVjGHX[

YDULDEOHV

nombre1

nombre2 6XSSUHVVLRQGHVGRQQpHVVWDWLVWLTXHVj

GHX[YDULDEOHV

0R\HQQHVGH[HW\6WDWLVWLTXHVPR\HQQH

0R\HQQH

0R\HQQHGH[SRQGpUpHSDU\

/HVpFDUWVW\SHVpFKDQWLOORQVHQWUH[HW\

6WDWLVWLTXHVpFDUWW\SH(FDUWW\SH

/HVpFDUWVW\SHVGHODSRSXODWLRQHQWUH[

HW\

valeur-y

(VWLPDWLRQGH[HWFRHIILFLHQWGH

FRUUpODWLRQ6WDWLVWLTXHVHVWLPDWLRQ

&RHIILFLHQWGHFRUUpODWLRQ

valeur-x

(VWLPDWLRQGH\

\RUGRQQpjO·RULJLQHHWSHQWH

10B.book Page 19 Sunday, June 25, 2000 12:56 PM

20 Un coup d’œil…

données

x

246

données

y

50 90 160

Touches : Affichage : Description :

0,00

(IIDFHOHVUHJLVWUHV

VWDWLVWLTXHV

1,00

6DLVLWODSUHPLqUHSDLUH[\

2,00

6DLVLWODVHFRQGHSDLUH[\

3,00

6DLVLWODWURLVLqPHSDLUH[\

4,00

$IILFKDJHGHODPR\HQQHGH

[

100,00

$IILFKDJHGHODPR\HQQHGH

\

2,00

$IILFKDJHGHO·pFDUWW\SH

pFKDQWLOORQGH[

55,68

$IILFKDJHGHO·pFDUWW\SH

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 –10,00

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10B.book Page 20 Sunday, June 25, 2000 12:56 PM

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Compaq HP10BII Le manuel du propriétaire

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